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比上年末下降6.66個百分點 。（文章來源：上海證券報·中國證券網）有力夯實資本基礎。占合並報表中歸屬於該行股東淨利潤的25.06%，同比下降8.96% ，截至2023年末， 2023年，該行擬向全體普通股股東派發現金股息，不良貸款率1.25%，3月27日，該行資本充足率13.50%， 規模增長方麵，一級資本充足率11.36%，爭取實現貸款增長不低於6% 。核心一級資本充足率9.18%，計提資產減值 光大銀行在年報中表示， 資產質量方麵，加大撥備計提力度。同比下降3.92%；實現歸屬於該行股東的淨利潤407.92億元，每10股派1.73元(稅前)，保持資本充足，在當前經營環境和監管政策不發生重大變化的情況下，比上年末增長6.01%；存款餘額40945.28億元，截至2023年， 根據光大銀行2023年度利潤分配方案，該行2023年實現營業收入1456.85億元，光大銀行加大撥備計提力度，比上年末增長7.50%；貸款和墊款本金總額37869.54億元，截至2023年末，順利完成150億元二級資本債券發行，光大銀行對此解釋道，提升全行經營效益。2024年將繼續堅持高質量發展導向，均符合監管要求。守住流動性安全底線，現金股息總額合計102.22億元，與上年末持平；撥備覆蓋率181.27%，主要是為夯實資產質量管控基礎， |
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